Social reforms are aimed at reducing the responsibility of the state, and increasing the responsibility of individuals, families and civil society. The initiative of the individual, i.e. the family, can be more effective than the rigid structure of the system.
The practice of second opinion involves exploring alternatives, managing complex problems and seeking external validation while upholding ethical standards.
"I have spent a lifetime investing in children and the holiday home. How should I finance my old age? I don't want to sell the house and I am not allowed to sell the children!